When you leave your job, you might be asked whether you want to receive conventional monthly payments from your company’s defined benefit pension plan or whether you want to take a lump sum. Your choice can have serious financial implications. To help decide which is suitable for you, here are some of the key issues we should discuss.
How to build an emergency fund
An emergency isn’t something anyone wants to contemplate. But the reality is that most people encounter some sort of emergency during their lifetime, and it may be one that affects them financially. And whether a crisis is job-related, health-related or something...